The platform
One place for multiple partnership programs
Supported programs can run through one workspace: eligibility checks, pipeline views, escrow and partner-level reporting, in your own environment.
Build and run partnership lending programs with the infrastructure, workflows and controls lenders and originators need.
Built by the team that pioneered co-lending in India.
Lenders are reviewed for financial profile, credit focus and operating track record, then matched against each partner's specific criteria, including product, geography, pin-code coverage and operating fit. Junior or senior, everyone in the network is here to grow.
Configure co-lending programs with eligibility checks, audit trails, reconciliation workflows and reporting support, so your team can spend more time on credit.
Do what you do best: focus on demand. Mannjal helps bring the supply of finance to you by structuring files, routing lender requirements and keeping each case ready for review.
Each partner works in its own instance. We move the file between them, run configured checks in the middle, and route the decision back to the lender. We neither lend nor compete with either side.
Sets eligibility rules, product parameters & compliance thresholds.
Makes the credit decision. Key workflow actions are logged with clear ownership.
Acquires borrowers, collects documents and supports field-to-digital journeys.
Funds flow through escrow; the junior lender services the borrower through the tenure.
Sets eligibility rules, product parameters & compliance thresholds.
Acquires borrowers, collects documents and supports field-to-digital journeys.
Checks each application against the configured rules and routes it to the right desk, then reconciles across partnerships.
Makes the credit decision. Key workflow actions are logged with clear ownership.
Funds flow through escrow; the junior lender services the borrower through the tenure.
Supported programs can run through one workspace: eligibility checks, pipeline views, escrow and partner-level reporting, in your own environment.
The platform is the workflow layer behind every program. One case file carries applications, checks, queries and approvals through role-based partner handoffs, while reporting and audit evidence remain available throughout.
Co-lending, Business Correspondent and digital lending can each be configured to their regulatory shape and run through the same case file.
Split exposure, aligned workflow.
Learn moreBC-led sourcing, lender-led control.
Learn moreDigital journeys, built-in checks.
Learn moreHowever you structure the partnership, supported applications can move through the same case file.
See how it worksWhether you are launching a new program or scaling an existing one, Mannjal gives your teams a configurable workflow, shared case file and audit-ready reporting across lending structures.