Mannjal configures the operating workflow around the eligibility rules, checks, exposure split, approval flow and reporting requirements agreed by the lending partners. Each lender retains its defined role and every case moves through one auditable process.
We configure your defined eligibility rules, exposure split, blended rate, product parameters, approval flow and compliance thresholds. Each partner setup can then be adapted to its agreed requirements without rebuilding the workflow from scratch.
Eligibility, policy, document, bureau and KYC checks route through the lenders' approved providers. Gaps, deviations and queries are surfaced before the file reaches the credit desk.
Disbursement and recovery activity is reconciled across partnerships. Partner-level management reports are generated from the same structured loan-level data that supports escrow routing.
The partnership configuration defines the agreed checks, roles and reporting. Each co-lending case then moves through its own intake, review, sanction and reconciliation workflow.
Applications, documents, tasks and lender queries move through one shared case view, with status and ownership clear at every step.
Mannjal supports documentation and workflow controls aligned with RBI Co-Lending Arrangements guidance. Each program remains configurable to your institution's own credit and compliance thresholds.
We'll walk through the Mannjal platform and discuss how it applies to your program.