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Draft for legal review. This is a template. Bracketed items are placeholders. Please have counsel finalise it before it is relied upon.

Terms of Use

Last updated: [—] · Draft pending legal review

These Terms of Use ("Terms") govern your use of this website operated by Mannjal Technologies Pvt. Ltd. ("Mannjal", "we", "us"). By accessing or using the site, you agree to these Terms. If you do not agree, please do not use the site.

1. Use of the site

You may use this site for lawful, informational, and business purposes. You agree not to misuse it, including by attempting to disrupt it, scrape it at scale, gain unauthorised access, or use it in violation of applicable law.

2. Nature of our services

Mannjal provides technology infrastructure for partnership lending. We do not lend, we do not make credit decisions, and we are not a party to any loan, co-lending, or other financing arrangement between our clients. Nothing on this site is financial, legal, tax, or investment advice.

3. Intellectual property

The content, design, trademarks, logos, and software on this site are owned by Mannjal Technologies Pvt. Ltd. or its licensors and are protected by law. You may not copy, reproduce, or use them without our prior written permission.

4. Third-party links and providers

The site may reference third-party services, integrations, or links for convenience. We do not control and are not responsible for third-party content, products, or services, and a reference does not imply endorsement.

5. Disclaimers

The site is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. Metrics, figures, and product depictions on the site are illustrative and may change.

6. Limitation of liability

To the maximum extent permitted by law, Mannjal Technologies Pvt. Ltd. will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this site.

7. Indemnity

You agree to indemnify and hold Mannjal Technologies Pvt. Ltd. harmless from claims arising out of your misuse of the site or breach of these Terms.

8. Governing law and jurisdiction

These Terms are governed by the laws of India. The courts at [Bengaluru, Karnataka] have exclusive jurisdiction over any dispute relating to the site or these Terms.

9. Changes to these Terms

We may revise these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

10. Contact

Mannjal Technologies Pvt. Ltd. · Bubblespace Coworking, Level 3, 824, HRBR Layout, Block I Extension, Kalyan Nagar, Bengaluru, Karnataka - 560 043 · hello@mannjal.com. See also our Privacy Policy.

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Mannjal Technologies Pvt. Ltd. · CIN U62013KA2023PTC171651 · Registered office: Bubblespace Coworking, Level 3, 824, HRBR Layout, Block I Extension, Kalyan Nagar, Bengaluru, Karnataka - 560 043 · Grievance Officer: Vivekanandan Kalimuthu · email-grievance@mannjal.com

Mannjal supports partnership-lending workflows aligned with applicable RBI guidance and client policies. Personal data is handled with DPDP-aware controls where applicable. Mannjal provides technology infrastructure; it does not make credit decisions or lend on its own account.

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