For banks & senior lenders

Scale partnership lending without multiplying operating effort

Mannjal reduces that load with configurable workflows, consistent checks and audit-ready reporting across partners.

Mannjal senior lender portfolio dashboard showing partner programs, applications, tasks, disbursements, and audit controls

What changes for you

Grow the book with better fit, control and compliance

Origination matched to your mandate, standardized and configurable workflows that give your operations team better leverage, and compliance at the core of it all.

Curated partners

Grow your book to your mandate

Access Mannjal's tech-enabled network of originators spanning AUM, net worth, geography, product capabilities & vintage, matched to your partnership mandate.

Controlled effort

Standardized, configurable workflows

Standardized intake, checks and reporting help the same team manage multiple partnerships without every new partner adding the same operational workload.

Compliance built in

Aligned to RBI guidance and your own policies

Each program is configured around applicable RBI norms and your own institution's credit and compliance thresholds.

Inside the credit queue

Signals surfaced. Decisions stay with your team.

Policy outcomes, deviations and exposure limits come together in the review view where your credit team records the final call.

Mannjal lender credit decision console showing policy evaluation, deviations, exposure limits, and decision actions

What your ops team feels

Less coordination. More credit

98%

First-time-right files in benchmarked workflows.

1–2 wks

Typical setup window for similar lending partnerships after required inputs are ready.

Inside the platform

What your team sees, case by case

The platform surfaces the signals your ops and credit teams rely on, so nothing waits on a status-check email.

Case signals

Case status visible at every point of the workflow

Policy checks, document gaps, deviation flags, approval status, query status, stage ageing, audit evidence and reporting readiness are tracked for every case in the program.

What stays with you

The platform runs the workflow. You make the call

The platform is configured around the rails approved by your risk and operations team and surfaces the signals that matter. Credit policy and final lending decisions always stay with your team.

See the platform in detail

Risk and compliance controls

Built for the way your risk team works

Every action is logged and time-stamped, access is role-based with maker-checker controls, and each engagement runs in its own isolated instance. The platform has independent audit evidence available for third-party risk management review.

✓Time-stamped audit trail ✓Role-based access ✓Maker-checker controls ✓Independent audit evidence

See the platform and security detail